Baccarat is a casino card game which has multiple variations. It’s traditionally considered a high roller game, and it’s also a little old-fashioned. It offers gamblers no chance to affect the odds via decision-making, but it might be a reasonably fun guessing game for a certain type of person. This page provides an introduction to the history of the game, some advice for learning how to play, and some thoughts on winning strategies.
- Baccarat is more accessible online to players with small bankrolls. At brick-and-mortar casinos, it is a game that is usually reserved for high rollers. The experience is no different from that seen in regular casinos. Online casino games give you a fair chance of winning.
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The History of Baccarat
Baccarat is one of the classic card games which roots go back to the 15th century. Since online casinos were introduced, baccarat was one of the most popular choices to play there.
The name of the game means “zero” in both Italian and French. I’ve seen sources that claim that version of baccarat date back to the late 15th century, making it one of the oldest games played in modern casinos.
Baccarat didn’t become popular in the United States until the 1950s, and some might argue that it’s not especially popular there now. For years, baccarat was presented as the game of choice for James Bond, but eventually it became so old-fashioned that they updated Bond to a poker player. (See the movie Casino Royale, where Bond plays Texas hold’em for the first time onscreen—in most of his previous appearances, he played baccarat.)
How to Play Baccarat
In some respects, baccarat is similar to blackjack. Both games feature playing cards, and both games have the player comparing her hand with the dealer’s to see who wins. That’s where the similarities end, though.
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Numbered cards are scored according to their face value. Face cards are worth 0, and aces are worth 1. These points are totaled, and the value of the right digit in the total is the determining factor for winning. So the final score on any baccarat hand is a total of 0 through 9.
The casinos have elaborate rules and procedures for how the hands are played. If the player or banker has a total of 8 or 9, then the hand is considered a natural. If the player has a total of 5 or less, the player has to hit—otherwise the player has to stand. If the player stands, the banker must hit a total of 5 or less, but if the player hits, the banker has to consult a chart to determine whether or not to hit.
The winner is the person with the higher score. Winning bets pay off at even odds, UNLESS the player is betting on the banker to win. In that case, the casino takes a 5% commission.
How to Win at Baccarat
The player doesn’t get to make any decisions besides how much to bet on each hand, and on what, so there’s not much strategy to baccarat. In fact, the only strategy worth mentioning is to take the one bet at the table with the lowest house edge.
A bet on the banker in baccarat has a house edge of 1.06%. A bet on the player has a 1.24% edge.
Players can also bet on a tie, but that’s such an outlandishly bad bet that I’d be surprised if anyone exercises the option. The house edge on that bet is 14.36%.
Some people might try to use a Martingale System strategy on baccarat, but that strategy doesn’t work for baccarat any more than it does for roulette or any other game.
The Martingale Strategy requires a player to double her bet after every loss. When she eventually wins, she’ll recoup all of her losses plus a single betting unit.
The problem with this strategy is that it would only work if the player had an infinitely large bankroll and no betting limits.
The fallacy behind the Martingale Strategy is that it assumes that long losing streaks are much rarer than they actually are. The Martingale is particularly ill-suited for baccarat because the game is traditionally played at fairly high limits to begin with. Doubling a $100 bet three or four times in a row results in some very high wagers indeed.
Look at what $100 turns into when double eight times in a row. $100, $200, $400, $800, $1600, $3200, $6400, and $12,800. Just to place all those wagers would cost a player over $25,000. And if, after that losing streak, the player won…well, she’d only be up by $100. I don’t know anyone who thinks that risking almost $13,000 to net a win of $100 is a good strategy.
Besides that, few casinos will allow bets beyond a certain limit. I don’t know of any online casino which would accept that kind of action, but even a high roller who found a brick and mortar casino who did accept that kind of action wouldn’t be able to change the immutable negative odds.
Baccarat might be a fun little guessing game, but it’s got about as much strategy as flipping a coin. Only when you’re flipping a coin, you’ve got even odds—in baccarat, the house has an edge. Play it for fun if you want to, and don’t be afraid to walk away a winner, but forget about finding a way to gain an edge over the casino with this game. It’s not going to happen.
Baccarat is one of the most popular card games, present in land-based and online casinos all over the globe.
This article will tell you all you need to know about it, including where to play it, how to play it, and how to maximize your success.
I’ll break down some of the basic tips and tricks that will not only help you understand the game but also set you on the course of mastering it.
Moreover, I’ll touch upon some other variations of baccarat and how to play them.
Therefore, let’s take a quick overview of what you can learn in this article:
If this seems interesting to you and you want to learn more about baccarat, carefully read this article!
The Best Casinos for Playing Real Money Baccarat
When it comes to baccarat, you should be aware that it is virtually available in all online casinos. In other words, no matter which online platform you choose, chances are that you’re going to find some baccarat games there.
Yet, you should take into account that not all casinos are the same — in every possible aspect.
| Casino | Offer | Devices | Play Now / Review |
|---|---|---|---|
$5,000 Welcome Bonus | |||
First 3 Deposits, Get Up To $6000 | |||
350% Match up to $3500 | |||
First 3 Deposits, Get Up To $3000 | |||
$5500 Welcome Bonus | |||
$5000 Welcome Bonus | |||
255% Bonus up to $2555 | |||
First 3 Deposits, Get Up To $6000 | |||
$3,000 | |||
300% up to $500 |
First of all, you should make sure that the casino offering baccarat is available in your region. Many casinos are restricted for various legal reasons and that’s why they are not available in some countries.
Next, you should look for casinos that are licensed and regulated by an official regulatory body. It means that the casino is safe, secure, trustworthy, and fair.
Even when you exclude the restricted and non-regulated ones, you should focus on casinos that are overall ranked as good by reviews. Therefore, you want them to have great bonuses, game offers, customer support, payment options and more.
That’s why I decided to make a list of the casinos that check all the boxes. All the casinos on this page offer several options for playing baccarat and provide the best possible experience for playing this game.
A Short History of Baccarat
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Many casino enthusiasts believe that baccarat is actually one of the oldest games that were used in casinos. Although the exact time when it was created is unknown, baccarat is believed to be invented by a person named Felix Falguiere. He was a well-known gambler during the middle ages in Europe.
The paragraph above is based only on stories. The official written record about the game actually dates back to the 19th century. The game was adopted by the nobility on the French court. They enjoyed playing a game that is very much identical to the present-day baccarat.
The first traces of baccarat being played in the USA were at the end of the 19th century, with Europeans bringing the game to the new continent. However, the game wasn’t really that popular until the 50s when casinos introduced it to their standard offer. Ever since then, the game’s popularity has been increasing, with many similar titles becoming available in casinos, including punto banco, chemin de fer and more.
The first type of online real money baccarat was made almost immediately after the first online casino appeared on the web. Nowadays, most online casinos offer a wide variety of baccarat games, including live baccarat, which we will discuss later on.
Best 3 Casinos for Playing Real Money Baccarat
I took the liberty to select three real money online casinos which I believe are the best for playing baccarat. Let’s look at them!
- Baccarat Games: 2
- Live Dealer Baccarat: Yes
- Bonus: 100% up to $1,000
- USA Players Accepted: Yes
Although Slots.lv is a platform that focuses on slots, it also comes with a decent number of baccarat games. On top of that, it also offers lucrative welcome bonuses for newcomers, as well as several interesting promotions.
- Baccarat Games: 2
- Live Dealer Baccarat: Yes
- Bonus: $22 no-deposit and 200% up to $5,000 deposit
- USA Players Accepted: Yes
BoVegas is a platform that focuses on titles made by Real Time Gaming. It also features several interesting real money baccarat titles, as well as a very interesting welcome bonus for those who are into slots.
- Baccarat Games: 2
- Live Dealer Baccarat: No
- Bonus: Up to $5,500 in Bonuses
- USA Players Accepted: Yes
Popular Real Money Baccarat Types
You should understand that baccarat nowadays comes in all shapes and sizes. The ones listed here are just some of the most popular variants.
All these games are virtually the same, but some rules are different from game to game. Therefore, let’s take a look at the ones that baccarat players really enjoy.
Punto Banco
Punto banco should actually not be on this list, because most people in America, Canada, and Australia think of it as a “default” type of baccarat. Therefore, it’s the same game that is explained earlier in this article.Chemin De Fer
Chemin de fer is probably the most popular baccarat variation in Europe. The only significant difference is that there are no official dealers.In fact, players assume the dealer role which changes every round, just like in some poker variants. Moreover, if the hand total is five, players have the option to choose whether they want to stand or take another card.
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Three Card Baccarat
Three card baccarat is popular in Asia, and it differs a lot from the standard version, as players get three cards from the start and they can make the highest hand by having three face cards. Other hand rankings stay the same.Baccarat en Banque
Baccarat en Banque is also very popular in Europe and very similar to Chein De Fer. However, the only major difference is that a dealer is always the player who offers to take the biggest risk, which makes all the difference.Other Baccarat Variations
The list doesn’t end here, as there are numerous other variations and sub-variations of baccarat. For example, Baccarat en Banque can offer slightly different rules, depending on the casino where you play it.Almost all popular types of baccarat nowadays can be found in online casinos. Therefore, if you get bored with playing the standard type, feel free to explore others and see how they work. As a matter of fact, many casino game developers nowadays create original baccarat games with unique features, including numerous side bets, and more.
Play Live Baccarat for Real Money
Live baccarat is a special type of online baccarat that has been gaining popularity for some time now. The idea was to offer people the opportunity to experience the atmosphere from land-based casinos but still sit at home or play games on their mobile devices.
The way it works is that there’s a human dealer who is live-streamed from a casino or a studio that is made exclusively for live players.
What players must do is go to a live casino section that is available at many online casinos and choose one of the baccarat rooms. The game will start, and they will be able to see a dealer playing baccarat with online players. By using special software, players will be able to place bets and even tip the dealer.
Play Online Baccarat For Real Money — A Short Guide
One of the reasons why baccarat is so popular is because it is simple to play. In fact, learning the basic rules and strategies takes just a couple of minutes. Naturally, mastering this game takes a bit more time, but it is still a lot easier compared to poker or blackjack.
In this section, we’ll cover just the basic rules that will help you understand and enjoy the game. Once you read the rules, feel free to test your knowledge in one of the online casinos by playing real money baccarat.
Register
Select a real money casino that offers baccarat and sign up. We shortlisted some of the best casinos in this article — check them out.Choose a game
Navigate to one of the baccarat titles offered on the site and start your game.In other words, if you bet on the banker and the player (you) wins the hand, you still lose your money as your bet was wrong from the start.
There’s also the third bet in baccarat — the tie. However, many professionals advise against betting on the tie as it increases the house edge by far.
How to Calculate Points in USA Real Money Baccarat?
It’s important to know how points are calculated in baccarat.First, all tens and face cards are actually zero points. So, if you get a nine and a jack, you actually have nine points in total. Aces count as one point.
So, if a player gets a five and a king, and the banker gets a five and a four, the player will have a total of five points, whereas the banker will have nine.
However, if your cards give you a double-digit score, then it’s the second figure that counts. For example, if you have a nine and a three, that’s a total of twelve. In that case, you actually only have three points.
Natural Winner
If the combined cards give a player or a banker eight or nine points, they win the hand automatically and are proclaimed a “natural winnerCan You Win Money Playing Baccarat
”. If neither the player nor the banker has an eight or a nine, then they must consult the rules for dealing the third card.These rules are often available at your table in both online and land-based baccarat variations. However, third-card rules are a bit more complicated. Make sure to check them out when you start the game in order to understand how the game works.
Real-Money Online Baccarat Tips & Strategies
Although baccarat is essentially a game of chance, there are several things you can do to decrease the impact of the element of luck.
Therefore, let’s take a look at some of the most popular tips and tricks that will help you maximize your success in baccarat.
Don’t Bet on the Tie
If you want to keep the house edge as low as possible, you should avoid betting on the tie. Although, statistically speaking, tie bets have the highest payouts, they are also the highest contributors to the house edge.Of course, if you feel a little adventurous, you can make them from time to time and test your luck. However, if you want to rely on numbers rather than luck, avoid them.
Bet on the Banker
According to many professional baccarat players, the best possible bet you can make is that on the banker, even if you have to pay a 5% commission to the casino if you win banker bets. The odds of winning a banker bet are set to 45.86%, whereas player bets have a probability of 44.62%.
As you can see, it’s a small difference, but one worth taking into account in the long run.
Keep Sessions Brief
Baccarat sessions need to be brief and, as soon as you start chasing losses, you’re going to start losing your money. Remember that the element of luck still plays an important role, so if it isn’t your day, you should stop playing. The same goes for those who are lucky. When all goes too well, you should know when to stop, or things can go awry at any moment.Don’t Pay Attention to Patterns
Winning and losing streaks do occur in baccarat, but you should know that there are no patterns of how these occur. Every new hand is a new possibility and the odds are reset, so try not to chase patterns, as it is a losing strategy in baccarat.
Bankroll Tips For US Real Money Baccarat
Baccarat doesn’t come with some complex bankroll management strategies. If you have experience in playing other casino games, these should be pretty familiar to you. Nevertheless, let’s take a look at three essential bankroll management tips for real money baccarat.
Set Your Budget
Your baccarat budget should be an amount of money you plan to spend on your baccarat sessions over a certain period of time.For example, you can set $500 to be your monthly budget for playing the game. If you spend more than that — you can consider that you effectively lost the game.
Setting your budget amount should be related to the height of your income. It should not burden your expenses in any way and still be enough to have fun.
Set Win and Loss Limits
When you play the game, you should be ready to set limits to how much you’re willing to win or lose per session.For example, if you set to win $100 and you reach that number, you should quit playing, as luck can turn against you any time. The same goes for losses — If you planned to spend $30 for a single session, don’t go over that limit.
Avoid Tilting
Tilting is a term used in poker to denote someone whose emotions have taken control of them. Their judgment is often clouded by the sheer will to win and chase losses that they end up spending much more money than they have initially planned.That’s why you should never let emotions take over when playing baccarat, and understand that you’re going to lose in some sessions.
Final Thoughts
Real money baccarat has grown more popular since it was made for online casinos. There are communities on the web that are in love with the game and share various tips and tricks all the time.
This article is a contribution to the community, as it features some of the best online casinos for playing baccarat on the web, so make sure to check them out, especially if you’re new to iGaming.
FAQ
These are some of the most frequently asked questions related to real money baccarat. Read on!